December 21, 2022

Winter Storm Prep: Quick Checklist How to Prepare for a Winter Storm

Caitlin Sacasas

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A nice home covered in snow. How to prepare for winter storm

Winter weather has arrived, and with it comes winter storms. These snow storms and ice storms can create dangerous situations and cause major issues for homeowners. Before you get caught off guard this winter, here’s how to prepare for winter storm season. 


Winter storm prep


How to Prepare for a Blizzard 

From snow to ice, to freezing and flooding, you should prepare your primary home and any secondary properties at risk of severe winter weather. 


Have an Emergency Kit Ready 

Your emergency kit should include: 

  • First aid items (bandages, antibacterial cream, gauze, etc.) 
  • Flashlights and batteries 
  • Manual can opener 
  • Water 
  • Snacks 
  • Cell phone and chargers 
  • Extra blankets and coats 
  • Salt and winter tools 


Keep an Emergency Kit in Your Car, Too 

Having an emergency kit in your car is essential in case of bad weather on the road. Things to keep in your car emergency kit: 

  • Water 
  • Snacks 
  • A cell phone charger 
  • Blankets 
  • Flashlight 
  • Jumper cables 
  • First aid kit 
  • Windshield scraper and shovel 


Also, keep your car running well with routine maintenance. Fill up with gas and check the battery and tires before a storm hits. 


Traveling during winter weather? Read our holiday travel safety guide here. 


Stock Up on Non-Perishable Food and Water 

Keep enough food and water for each person and pet in your family. The Weather Channel recommends at least 3 days’ worth. For water, that means about 3 gallons per person or pet. 

Don’t forget to include hygiene products, cleaning supplies, prescriptions, pet food, cat litter or doggie pads, baby formula, diapers, and wipes — whichever applies to you.


Seal Up Windows and Doors 

Weatherize your home and yard before the winter season hits. Things like improving insulation in the attic, around doors, and windows can help keep more heat inside during a storm. 

Before a storm, you can line doors and windows with rolled blankets or towels to keep out any cold drafts.


Bring Your Pets Inside 

Whenever possible, bring your pets indoors to keep them warm and safe. If you can’t bring pets inside, they should have proper shelter and access to food and water that isn’t frozen. Snow fences can also keep paths clear by preventing snow drifts to any barns or shelters.


Assess Your Home and Yard 

Inspect your roof, gutters, and chimney before a winter storm. If you plan to use your chimney this winter to stay warm, have it cleaned and inspected before you use it. Stock up on wood at the start of the season. 

Likewise, make sure your yard and any trees don’t pose any hazards to your home. If you have rotting trees or large branches that may damage your home or power lines during an ice storm, consider having them taken care of beforehand. 


Winter Power Outage Tips 

If you end up in a bad winter storm, it could leave you stuck at home with no power for days. Knowing how to prepare and what to do could be lifesaving. 

Even if you live in a warmer area, there’s still a chance cold weather could hit and cause problems. (Such as the Texas snowstorm in 2021.) 

Besides the above tips for winter storm prep, here’s what to do if you lose power. 


Stock Up on Batteries and Flashlights 

If the power goes out, you’ll need more lights and batteries to charge what you need. Battery-powered lanterns are great to have, too. Make sure you have these with your emergency kit. 


Lower Your Refrigerator Temp 

If power is likely to go out, lower your refrigerator temperature ahead of time. This will help keep your food cooler for longer. 


Keep a Power Bank on Hand 

A power bank can be used to charge your phone when you don’t have power. Keep one or two of these fully charged and ready before a storm so you can charge your phone in case of emergencies. Also, if you’re able, you can charge your phone in your car with a car charger if the power is out. 


Fill Your Bathtub 

If your home uses an electric water pump, you’ll need to have extra water on hand for hygiene. Sanitize your bathtub and fill it with water to use if the power goes out. 


Cold Weather Precautions 

It’s not only the snow and ice you have to watch out for – it’s also the extreme cold temperatures. Extreme drops in temperature, along with winter storms, can increase the risks of frostbite, hypothermia, and accidents. It also increases the chance of damage to your home and pipes. 

Follow these winter safety tips to prevent damage to your home and protect yourself in extreme cold: 


Prevent Frozen Pipes 

If the temperature drops below freezing for an extended period of time, pay attention to your pipes. The water in the pipes could freeze, which cuts off your water supply and can damage your pipes. Then when the water thaws, it could burst and flood your home. 

Here’s how to prevent that from happening: 

  • Know where your water shut-off valve is located. 
  • Insulate your water pipes, specifically in unfinished areas such as basements and garages. 
  • Set your thermostat to a warmer temperature. If possible, try to keep your home temperature at 65 degrees or higher. If your home is unoccupied, it needs to be 55 degrees or warmer. 
  • Turn off the water to the exterior hose bibs. 
  • Keep cabinet doors open to allow warm air to circulate near the pipes, such as under the kitchen and bathroom sinks. Move any chemicals and harmful items so children and pets can’t get to them. 
  • Allow the faucet to drip overnight to keep water moving and prevent freezing. 
  • Consider a low-temperature alarm. It will notify you and your alarm monitoring company when temperatures in your home drop to dangerous levels. 


Prevent Ice Dams 

Ice dams occur when snow on the roof goes through a cycle of melting and freezing. This can cause interior water damage to your attic and interior walls and ceilings. 

Here are the steps you should take before a winter storm to prevent damage: 

  • Insulate your attic to prevent heat from rising to the shingles above. 
  • Clean your gutters. Clogged gutters can create ice dams, so keep them clear of debris. 
  • Make sure your gutters and downspouts are flowing properly. The downspouts should be pointing away from your home foundation. 


Heat Your Home Safely 

When it’s extremely cold outside or the power goes out, you may find you need to use a space heater, generator, or fireplace. These need to be properly used or they can pose a severe risk. 

Some best practices to stay warm: 

  • Conserve heat. Close curtains over windows and close doors to rooms you don’t need. 
  • Generators should never be inside or too close to your home, as they can cause carbon monoxide poisoning. Keep generators at least 20 feet from any vents, windows, or doors and sheltered from rain and snow. 
  • Do not leave any candles unattended. 
  • Make sure your chimney is clean and inspected for safety before use, and only use dry firewood. If you have a gas fireplace, make sure it’s properly ventilated. 
  • Install a carbon monoxide detector. According to, CO poisoning claims 1,000 lives every year in the US, especially during winter months. These can be lifesaving! 
  • Never plug a space heater into an extension outlet. Space heaters are high voltage and could spark and cause a fire. Instead, plug them directly into the wall socket. 
  • Keep yourself and your family warm by dressing in layers and using extra blankets. For babies who are too young to have soft bedding or loose wear in their cribs, dress them warmer in footed pajamas and sleep sacks. 


Winter storm preparedness will help keep you and your family safe in an emergency. It’s worth taking time to make sure you’re prepared for anything! 

As always, our Claims team is standing by and ready to assist 24/7. They can be reached at 1-844-388-LOSS (5677) or .


Related Products: Homeowners Insurance 

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