Articles

August 22, 2023

The Future of Excess and Surplus Insurance in a Changing Economy

The past few years have seen dramatic shifts in our economy and insurance landscape. Excess & surplus (E&S) insurance grew…

Read More
August 1, 2023

E&S Insurance Myths: Are Excess & Surplus Lines Better for High-Net-Worth Clients?

The excess and surplus (E&S) market has seen exceptional growth in recent years as the insurance industry faces immense challenges.…

Read More
July 18, 2023

Reduce Your Risks on the Road: 10 Tips to Avoid Distracted Driving

Since 2020, distracted driving and accidents have seen a significant increase. It’s now a leading cause of death for children…

Read More
July 5, 2023

Vehicle Theft Prevention: How to Deter Catalytic Converter and Auto Theft

Are you taking vehicle theft prevention measures to ensure your car is secure? Now more than ever, mitigation is a…

Read More
June 20, 2023

Summer Safety: How to Stay Safe on All Your Adventures

Summertime is full of adventures outdoors. But with adventure comes risk, and summer safety may not be top of mind…

Read More
June 13, 2023

Protecting Fine Jewelry: 5 Ways to Keep Priceless Jewelry Safe

Protecting your priceless heirlooms and fine jewelry takes more than simple storage. Having a jewelry maintenance plan will help you…

Read More
June 6, 2023

Preventing Water Damage: Why You Need an Automatic Water Shut Off Valve

Water damage is the costliest and most devastating claim customers deal with. It’s also one of the most common. But…

Read More
May 23, 2023

Water Damage Nightmare: How an $8 Device Could’ve Prevented $100k in Damage

In the middle of the night, Jackie’s* dog alerted her to a massive water leak causing over $100,000 in damage.…

Read More
May 16, 2023

How to Prepare for a Hurricane: Safety Tips and Hurricane Checklist

Hurricane Preparedness Guide (2)In April, meteorologists predicted a “slightly below-normal” 2023 hurricane forecast. They predict 13 named storms, 6 hurricanes,…

Read More
May 9, 2023

Dog Bite Prevention: Avoid Dog Bites and Liability Risks with These Tips

Dog bites and dog bite lawsuits have become a troubling trend over the past few years. Despite the number of…

Read More
April 25, 2023

High Net Worth Insurance Industry Trends in 2023: Navigating Risks

It’s no secret that the insurance industry is facing unprecedented challenges, with 5 straight years of losses and a 10-year…

Read More
January 3, 2023

Vault Insurance Reviews: 4.8 out of 5 Stars on TrustPilot by Our Clients

If you’re looking for high net worth insurance, we at Vault have you covered. We started Vault in 2017 to…

Read More
December 27, 2022

Water Damage Prevention in Winter: 5 Ways to Protect Your Home

Any season can pose a risk for water damage. But winter can catch you by surprise if you don’t take…

Read More
December 21, 2022

How to Prepare for a Winter Storm: Quick Checklist for Emergency Winter Storm Prep

Snow and ice storms can create dangerous situations quickly, and cause major issues for homeowners. A blizzard can bring strong…

Read More
December 20, 2022

Holiday Travel Safety Tips: Protecting Yourself and Your Valuables During Holiday Travel

Happy Holidays! Before you head out on your holiday travel plans, take some safety precautions to keep you, your loved…

Read More
December 13, 2022

Holiday Shopping Safety Tips: How to Avoid Scams During the Holidays

Holiday shopping can be hectic while trying to make sure you have everything you need. But are you practicing good…

Read More
December 6, 2022

Holiday Safety Checklist: 12 Tips to Stay Safe This Holiday Season

While you’re out enjoying the merriment, keep safety in mind. For the 12 days of Christmas, here are 12 holiday safety tips to protect you and yours.

Read More
August 18, 2021

Don’t bid on that bottle without reading these six facts about wine and spirit fraud

Steve Bitterman is Vault’s Chief Risk Services Officer. If you’ve been bitten by the wine bug, you may recognize the…

Read More
July 27, 2021

The best thing you can do right now to keep your home safe is probably not what you think

Does your home have an automatic water shutoff valve? If not, the few minutes you spend arranging for a plumber…

Read More
June 24, 2021

How to Buy a California Dream House That Avoids the Nightmare of Wildfires

It’s getting harder to buy a home in one of the spectacular natural settings of Southern California. Yes, you can…

Read More
June 22, 2021

Finding Trouble Before It Finds You

How Vault uses infrared scanners to discover leaks, short circuits, and other dangers lurking behind walls In the movies, the…

Read More
March 22, 2021

Why do-it-yourself security systems are not for everyone

Smart home devices have moved beyond robotic conversationalists that will describe the weather, turn on the bedroom light and open…

Read More
February 4, 2021

What the dealer may not tell you about your new smart car

It was just a bump in a parking lot, some scratched paint, maybe a tiny dent. But when you take…

Read More
January 6, 2021

How to head off water damage before it destroys your home

The news is filled with fierce storms and dramatic fires. But if your home is going to be damaged, odds…

Read More
December 9, 2020

Make sure your smart home security system is there when you need it most

The smart home revolution is transforming home security. High-end alarm systems offer sophisticated new features. Inexpensive sensors, cameras, light bulbs,…

Read More
November 6, 2020

Household Staff: The Risk Guide

Pam Kresse solves problems before they happen. An assistant VP for risk services at Vault, Kresse inspects client homes—in person…

Read More
October 20, 2020

How to avoid major problems from minor home repairs

If it can go wrong, Peter Piotrowski has seen it during his nearly 30 years working in insurance claims. The…

Read More
October 20, 2020

The Most Important Factors When Choosing Home Insurance

Feeling confident that your home and family are protected is invaluable. In a world of uncertainty, it’s a blissful feeling…

Read More
October 14, 2020

Five tips for safeguarding valuable jewelry when you travel

As health concerns ease and travel restrictions are relaxed, many of  us will pack our bags and venture out into…

Read More
October 2, 2020

The Art Of Home Insurance Valuation And Why It Matters

It wasn’t long after we opened for business in Connecticut last year that the calls started. Turns out, there are…

Read More
August 25, 2020

Tales of rarified risk and a fresh approach to Risk Services

Can I show my Picasso on the yacht? How do I get my couture dress out of storage and delivered…

Read More
August 25, 2020

Why we empower adjusters rather than encumber them

Over my three decades working in insurance claims, I’ve seen the big carriers increasingly try to turn their adjusters into…

Read More
August 20, 2020

The Countdown: Liability Insurance Buying Guide for Affluent Families

Craig Rice worked for several years as an insurance broker serving private clients in the FL region. Now he supports…

Read More
August 20, 2020

Five surprising things you should know if you’re in a car accident

Jimmy Caylor is a claims adjuster at Vault, specializing in auto insurance —a.k.a., the professional who works with policyholders after…

Read More
September 14, 2018

High Net Worth Clients Live in CAT Zones. Here’s What Their Resiliency Plan Should Include

Having a resiliency plan and practicing it can make all the difference in a disaster. Packed with state-of-the-art electronics, priceless…

Read More
April 9, 2018

Own a House on the Beach? Chances Are You’re Underinsured.

Whether high net worth homeowners take up sufficient excess flood coverage is a point of concern. From the Hamptons and…

Read More

Downloads

Winter Storm Preparation Guide

Snow and ice storms can create dangerous situations quickly, and cause major issues for homeowners. Stay safe with this emergency…

Download

Safety Tips for Summer Fun

Summertime is full of adventures outdoors. But with adventure comes risk, and summer safety may not be top of mind…

Download

Protecting Fine Jewelry

Protecting heirlooms and fine jewelry from theft and damage is essential. Here are the best ways to keep your jewelry…

Download

Auto Theft & Vandalism Prevention

Auto theft and break-ins are increasing. Here are ways to prevent your vehicle from being targeted.

Download

High Net Worth Personal Insurance Industry Trends and Risk Mitigation

Dramatic market trends are impacting high net worth personal insurance. The first line of defense is risk mitigation education. Learn…

Download

Water Damage Prevention: Common Water Leak Areas & Benefits of an Automatic Water Shut Off Valve

Don’t wait until it’s too late: save yourself from expensive water damage repairs and keep your home safe and dry…

Download

Hurricane Preparedness Guide

The Atlantic hurricane season begins on June 1st and ends on November 30th. Get ready with this resource with essential…

Download

Dog Bite Prevention Guide

Dog bites and dog bite lawsuits are on the rise. Learn how to prevent dog bites from happening to protect…

Download

Complicated Risks, Creative Solutions: How Vault gets Creative

Where others see risk, we see opportunity. When others say it can’t be done, Vault’s unrivaled business model equips our underwriters…

Download