Protecting What Matters Most.

Upcoming Training

The insurance industry is shifting and E&S is growing rapidly. Join us as we discuss the market impacts and way forward in our free live webinar, The Future of E&S in a Changing World, on 8/24/2023 at 11 am EST:

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Experience The
Vault Difference 

Vault offers high net worth personal insurance and customized solutions for individuals and families. We understand our affluent customers have unique needs that do not fit into a neat box. We look at the bigger picture to provide customized solutions, exceptional service, and risk management to proactively protect your legacy.

See What Sets Us Apart

Our Coverages

Homeowners Insurance 

Your home is where you’ve built the life you love and the memories you cherish. Protect the extraordinary quality, customization and design in your luxury home with our comprehensive policies designed specifically for affluent individuals and families. 

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Auto Insurance

Traditional coverage is often not enough for luxury vehicles with high-end smart technology and customizations. We designed our Auto policies with enhanced, broader coverage to meet the needs of affluent customers. 

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Collections Insurance

Whether you collect fine art, jewelry, vintage wine, rare whiskey, couture gowns, or priceless antiques – whatever your passion, we can protect it. 

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Excess Liability Insurance

Where there are exciting travels, opportunities, and experiences, there will inevitably be risks for high net worth individuals. Having personal liability coverage protects you and your financial security from possible exposure. With Vault Excess Liability, you’re protected. 

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Vault Custom Insurance 

Affluent individuals and families often need more consideration to insure and protect. Where other insurers offer inflexible coverage in black and white, Vault offers a blank canvas to add color and customization to your policy. Our Vault Custom (E&S) underwriters craft a policy that fits your needs with none of the fluff. 

Vault Custom

Customer Stories

“We were impressed by the professional and rapid response of our Vault adjuster. He handled our claim efficiently and answered all our questions.” – Saum Eierman 

Our experience with Vault was excellent from beginning to end. All phases of the flood clean-up were handled beautifully. The drying and clean up company arrived just a couple of hours after we called to place a claim. The Vault representatives were in contact with us continuously. The insurance adjuster quickly prepared his estimate, and we received our check just three weeks after reporting the claim. They were truly great.” – John Jacobs 

“We were severely impacted by a hurricane. The Vault Team helped get cleanup crews and generators in to save my home. They’ve expedited getting the right adjusters out to assess, and communication has been flawless. Highly recommend this company.” – Tammy 

“Words can’t describe how great of an experience it was working with Vault. My claims adjuster was exceptional. They should clone him and deployed him at other locations, honestly. I could not have been happier!” – Chip Beall 

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